BUY Shriram Transport Finance at 770/-

The target of this stock is 950/- with stop loss of 720/-

Buy DCB at current price 59

Banking & finance stocks are hammered because LIC Housing fiance scam news. One can buy DCB which is available at cheap price with the target of 65/- in short term.

Southern Ispat Energy - Best bet to invest at current levels

Net profit of Southern Ispat & Energy rose 878.67% to Rs. 7.34 crore in the quarter ended September 2010 as against Rs. 0.75 crore during the previous quarter ended September 2009. Sales rose 251.02% to Rs. 113.24 crore in the quarter ended September 2010 as against Rs. 32.26 crore during the previous quarter ended September 2009.


Promoters increasting their stake to 40% and FII entering in to this script with huge volumes.

CMP: 13/-

Target T1 is 15 Rs/-
Target T2 is 25 Rs/-

Rocking Packaging sector

Suggested Raj Packaging at 55 levels -- now its 104/-

One more gem in this sector is Mold-Teck Packaging Ltd

Buy at 65-70 levels and this can gives 60-100% returns in 6-12 months.

Thanks,
Syed

Polaris Software Labs Ltd - suggesting to buy at 160-170 levels

This stock recently touched 215 and corrected. One can expect 20-30% returns in 2-3 months.
1. Fundamentally Strong - Providing banking solutions Clients:- SBI etc
2. Technically Strong
3. Land bank
4. Banking sector boom will affect this stock

Happy Investment.

Syed

The best picks of the current times - Future Multibaggers

Only Multibaggers to rock

1. Gabriel India - Auto sector - Target: 70/-
2. Central Bank - Banking sector - Target: 250/-
3. Rajpackaging - Manufacturing sector Target: 70/-
4. Concurrent Infra - Inftrastrucure sector Target: 37/-

Duration:- 2-3 months

Happy Investment

Everyone’s Guide To OLM 50

Here is how to read the OLM 50 and make a strategy for every stage of your working life
Kundan Kishore
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Starting off In Your 20’s

Prepare

* Get a fix on your needs and the purpose Answer questions like “What am I investing for?” “When do I need the money?”, and “How much do I need?”
* Determine how much you need to save. You could be saving just for tax exemption, or for acquiring a house.
* Estimate the required growth of investments. This may critically influence your choice of fund categories. Get qualified help if you can’t do it yourself.
* Make a plan either with qualified help or by yourself. Figure out the role your MF investments will play in meeting your target.
* Decide how to buy. You can buy from agents or advisors, from the fund house, brokers, online brokers, MF trading platforms, fund house websites and online banking facilities.

Get Started

* First stop: tax-saving funds, if any. Traditionally, these have been totally equity-linked (Equity Linked Savings Scheme or ELSS) or with moderate equity exposure such as pension plans. These plans provide growth with tax savings and are ideal first ports of call for newbies, notwithstanding impending moves to remove many tax benefits.
* Second stop: large-cap funds. They provide stable growth in upturns and tend to have lesser declines in downturns. For a regular savings discipline, opt for systematic investment plan (SIP) from your salary account.
* Index funds: first among large-caps. You don’t have to bother about your fund manager; the fund mimics the index and is a mirror to the market movements.
* Third stop: OLM 50 ultra-short-term bond funds. Combined with savings account-cum-fixed deposits, this consists of emergency funds to take care of issues such as sudden job loss or for nearer-term goals such as a vacation.
* Link equity fund investments to your goals. This will have to be at least 10 years or more away since that’s when you get the best results from equity funds.
* Create goal-based portfolios. As your invested amounts increase, you can create separate portfolios with a requisite mix of equity and debt funds earmarked to specific goals.
* Fourth stop: actively managed large cap funds. If you are saving more than required for tax-saving, or when your savings increases with your income, you go for diversified large-cap funds actively managed by fund managers.
* Build your core portfolio. Invest in 5-7 different large-cap funds from OLM 50. Invest across fund managers and fund houses. They will form the core of your portfolio and will be the main growth engine.
* Fifth stop: get satellites in mid-cap funds and thematic funds. These give your portfolio another growth engine due to high growth prospects. Fantastic options to deploy encashed stock options, salary arrears, bonuses, tax refunds and other windfalls. Restrict to two mid-cap and one thematic or sectoral fund. Avoid fads and flavours of the season.
* Sixth stop: gold ETFs. To diversify risk, invest 5-10 per cent of the total investment corpus in one gold exchange-traded fund.
* Review portfolio performance. Do this at least once a year, ideally twice.Compare with respective benchmarks and peers.
* Purge funds on persistent fund underperformance. We will tell you when to do it.

In Your 30’s and 40’s

Keep the Momentum

Depending on when you start working and how your income increases, you can reach the six steps in your 20’s or even in the second half of the 30’s.

* Keep stepping up regular investment. You need to increase your regular investments. Invest lump-sums from windfalls through systematic transfer plans (STP).
* Regularly review progress. Keep an eye on the performance of funds.
* Book profits if possible. This will happen if you reach the target numbers before time.
* Align your portfolio to life events. These would include marriage, births of children, old-aged parents becoming dependent on you and so on. You will have to asses your fund requirements and risk-taking ability.
* De-risk portfolios as target approaches. This could be as the home acquisition date is nearing, or childrens’ higher education. You need to move the funds required away from higher risk funds such as equity funds in the portfolio into debt funds. You will need to time this with your need.

In Your 50’s

Increase Focus on Security

* Keep the de-risking process on. Many of your goals might be in your 50’s, be it kids higher education, marriage and retirement. These are big-ticket expenses. You will need to start the de-risking process for your respective portfolios 2-3 years away from the goal.
* Bolster liquidity. Depending on requirements, you might have to do this to meet uninsurable emergencies, especially related to health. Ultra short-term and short-term debt funds will need to combine with savings-cum-fixed deposit accounts to play an important role in your emergency funds.
* Gradually reinvest to create regular retirement income. As you derisk your portfolio, you need to reinvest money towards lower-risk debt funds that will provide regular income. You may or may not choose mutual funds options for regular income, but some, such as monthly income plans, can supplement your retirement income.
* Continue with some exposure to large-cap funds to beat inflation towards the later part of your retirement years. Retaining equity exposure becomes easy if you can spare funds after providing for regular retirement income.

Courtesy:- Outlook Money

Targets achieved for Concurrent Infra

As I mentioned in my earlier post about T3 as 27.5 ( now its 33.5 as on 6th May )

Next Target is Rs 40/-

Happy Investment !!!

Concurrent infra is developing a logistic park first of its kind in India

Concurrent infrastructure is developing a logistic park in Hyderabad. The infrastructure company, concurrent infra is developing a logistic park in Shad nagar. In India, it is first of its kind said by the CEO of concurrent K.Sudhir Babu. It is developed with a cost of Rs.100cr. Right now, concurrent infra purchased the 25 acres land for this logistic park. The first stage will be completed in the next 15 months for this concurrent infra is spending Rs.30-35cr. The project will be completed and comes in to the force in the next five years.

For the development of the park, concurrent infra has tied-up with the three international logistic companies. More than 1000 people get the employment in this logistic park. By the first year it self ten companies likely to start their business. In this logistic park, they are providing all the facilities required to the transport industry like the cold storage's, ware houses etc., Not only the material transporting but also the vehicle maintenance, service, spare parts sales and insurance services will also be offered in this logistic park.
The logistic park is designed in such a way that large cargo's can also load here.

All in all, it would become the ‘transport hub’ stated by the concurrent infra

Concurrent Infra Lts - Bull run continues...!!

1)Following on,Concurrent continued its dream run ending at upper circuit of 26rs with over 2 lakhs pending at highest levels.From 8 to 26 in a matter of 4 odd months makes a return of 325%.

2)Concurrent recently delivered stunning results and came out with an EPS of 1.1re for the year.It should be prudent to note that lot of billings got forwarded to the next quarter.So expect even a better set of numbers in the coming quarters.

3)Renowned HNI's are busy accumulating the counter.Great guys are in a queue to opt for it sensing the amazing future of the company.

4)Pms guys,broking members,paid members take a bow folks,single handedly concurrent is swelling your portfolios.

.


Cheers
Syed

Buy Concurrent Infra Ltd

The immediate short term targets for this stock; this call is mean for the traders only!

T1: 24.25/-
T2: 28.10/- and
T3: 31.75/-

(Disclaimer: Please make your own analysis before taking any decision; I am very carefully picked the stocks with all efforts despite that I strongly recommend you to please do your own analysis before going to trade.)

Stick To Stronghold

Last week, a reader commented to me about his own investment behaviour—“While I often find good stocks to invest in, when I look back, I find that I usually exit them too early. How do I prevent this?”

In my reply, I told him this behaviour is not uncommon, and usually happens under one of two circumstances:
1. Many investors exit a share when it dips sharply downwards, whether due to a disturbance across equity markets, or due to a disruption in the company’s profits, as reported in its quarterly numbers. The former problem is easily dealt with—market sell-offs give one an opportunity to buy into companies one favours. When it is the latter, one needs to assess whether it is an early warning of some deep problem in the company’s business, or a one-off problem. Normally, it is the one-off incidents that cause prices to dip or spike sharply. Deeper problems tend to surface slowly, and give the investor several quarters to decide whether he wants to remain in the share or get out. In other words, sharp drops in the price of a share are a time to re-look at the company’s performance, not necessarily a time to react by getting out.
2. Equally common, an investor says—“I bought this share for Rs x, it has now reached my target of Rs. 2x (or whatever target he has). Let me take my profit and exit”.
This is bad! Not because I have anything against price targets, but because such targets need to be related to the performance of a company, and not to the price at which the share was purchased. The moment one starts thinking this way, one’s price target for the company should change at least every quarter, when the company presents its report card. If the company’s performance is likely to be affected by any external changes, such as commodity prices, interest rates, or governmental regulation, then changes in these must cause one to reframe the price target, too.
I try to slot every share I am following into one of these three categories—‘BUY’, ‘SELL’, and ‘HOLD’. Sharp price changes and quarterly results are compulsory reasons to examine every share, and check whether it needs a category change.
If a share suddenly shifts into ‘SELL’ category, because the price has risen sharply, or circumstances have changed, that’s the easiest thing to deal with!

One-off incidents cause prices to dip or spike sharply. Deeper problems tend to surface gradually

If a share I own moves into ‘BUY’ zone, say because its price has dropped, that’s actually a wonderful place to be in—one has been holding the share a while; hopefully one understands the business a bit better than when one first bought it; and now it is available for less. It’s like a discount on your favourite flavour of ice-cream. Time to order two scoops, rather than one. Or, worse, start thinking, “must be something wrong with strawberry ice-cream, if they’re discounting it. Better stick to that boring vanilla.”

And shares in the ‘HOLD’ band? I love shares which coast in this band for years—even if my broker doesn’t. If I bought them at a good price, and the company’s earnings keep rising steadily, their price rises too, without sending price-earnings ratios into the ‘SELL’ zone. As long as the bulk of one’s shares are in the ‘HOLD’ zone, one’s portfolio can be very responsive to new opportunities: since one does not look at such shares as screaming ‘BUY’s, one is not too unhappy about exiting such shares to invest in new opportunities one sights, when an attractive, fresh opportunity presents itself.
In the absence of such events, don’t be in a hurry to take your profits. “HOLD”, if I might coin a cheesy phrase, “IS GOLD”

Courtesy “Outlook Money”

Buy Hero Honda & Zydus Wellness

Hero Honda today @ 1668

Target 1 :  1800
Target 2 :  2000

Zydus Wellness today @ 264 

Target 1 : 270
Target 2 :  290

Happy Investing !!

Cheers!!
Smart Investor

Difference between ULIP & ELSS

ULIP or Unit linked insurance plan is offered by life insurance companies and is a combination of insurance and investment. ULIPs have high initial charges and are not smart investment products.

ELSS or Equity Linked Saving Schemes are nothing but tax saving equity diversified mutual funds. ELSS schemes have offered superior returns in the past years when compared to any tax saving instrument. For insurance requirements, opt for a term plan

Best Plans for ELSS

1.Sundaram BNP Paribas Tax Saver ( Current NAV: 43.81 )

2.SBI Magnum Tax Gain Scheme 93 ( Current NAV: 59.10 )

3.HDFC TaxSaver ( Current NAV: 203.74 )

For saving taxes u/s Section 80C you can choose 2-3 tax saving mutual funds like Magnum Tax Gain, Sundaram Tax Saver or HDFC Tax Saver. You can also explore other avenues like Bank FDs, NSCs or Life Insurance Policies.
Under section 80D, you can claim exemption on the medical insurance premium that you pay (i.e. medi-claim policies). You can purchase such policies from any general insurance company.

My suggestion to investors, choose ELSS funds instead of ULIP ( In general all employees will have Insurance policies with long term plans - ELSS may give you good returns in short term )

Cheers

Syed